Niyam · Regulatory change-to-compliance OS for India's banks
NNIYAM · FOR INDIA'S BANKING ECOSYSTEM

Every RBI change, carried all the way to evidence.

Niyam is a regulatory change-to-compliance operating system, connecting RBI rule changes to each bank's policies, controls, owners and evidence, and to a compliance status the regulator can see.

THE LAST MILE · WHERE COMPLIANCE USUALLY BREAKS NIYAM CLOSES EACH GAP
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(01) Core modules

Nine modules.One unbroken thread.

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(02) Two sides of one record

The bank sees its posture.The supervisor sees the system.

COMPLIANCE POSTURE · BY OBLIGATION · SAMPLE BANK
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NEEDS ATTENTION
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PERMISSIONED / ANONYMISED · SHARE OF OBLIGATIONS COMPLIANT · SAMPLESYSTEMIC GAP: DIGITAL LENDING
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Supervisors see aggregated, permissioned status across regulated entities, where an obligation is lagging across many banks, it shows up as a column, not a surprise.
(03) AI Evidence Assistant

Niyam drafts.People decide.

Policy updates
Control descriptions
Training material
Board notes
Regulator responses

Every draft cites the clause it answers and the policy version it changes. Nothing reaches a board or a regulator without a named reviewer's sign-off.

(04) Who uses it

Everyone who touches a regulatory obligation.

COMPLIANCE & RISK

Know what changed, and what it touches

Impact assessments in hours, not weeks, and a live posture for the board.

BUSINESS & CONTROL OWNERS

Clear tasks, deadlines and evidence asks

Only the obligations that apply to your product, branch or system.

SUPERVISORS

See systemic gaps before they spread

Aggregated, permissioned status across banks to prioritise supervision.